Producers & Public Adjusters

24 CE hours total, including:

• Ethics: 3 CE hours
  Must be completed in a classroom or live webinar.

• Viatical and Life Settlements: 4 CE hours every 24 months for life agents who also hold a viatical settlement broker license and sell viatical life settlement policies

• Licensees may take courses in any line of authority.
• Crop producers may take courses approved for Property/Casualty credit.

The last day of the licensee's birth month, every 2 years. Licensees must be CE compliant at least 10 business days prior to renewal date.

Courses cannot be repeated more than once in a 2 year license term.

Annuity Best Interest Training
Hours: 4
Frequency: One-time training of a 4-Hour Annuity Suitability and Best Interest Standards course must be complete prior to selling annuity products.

Effective August 1st, 2023, licensees who sell annuity products will need to complete an annuity course covering the NAIC Best Interest Standards.

• Licensees who have already completed a 4-hour annuity course prior to 7/31/2023 may complete a 1-hour annuity best interest course or complete the new 4-hour annuity best interest course. Licensees will only have until 2/1/2024 to be able to take the 1-hour course.
• Licensees who have not completed an annuity course must take the 4-hour annuity best interests course prior to selling annuities.

Residents and non-residents who have completed training including the NAIC Best Interest Standards in another state with laws similar to Illinois law will be deemed compliant with this requirement.

Annuity Training Information

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products. All courses now certified for this training have the course number of 46330.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every license period, following the initial training requirement.
*Note: If a producer fails to complete the 4-hour Ongoing training course prior to the license renewal, the producer will have 12 months from that license renewal date to complete the 4-hour ongoing training, without having to repeat the Initial 8-hour training course.

Residents and non-residents who satisfy the training requirements of another state with laws similar to Illinois' law will be compliant with the requirement.

LTC Training Information

NFIP Flood Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Flood Training Information

A maximum of 12 hours may be carried over into the next renewal period. Excess Ethics credits will not fulfill the Ethics requirement for future periods.

1. Electronic Renewals will be available up to 90 days prior to a licensee's expiration date.
2. Agents must have their CE credit hours posted at least 10 business days prior to the expiration date, and prior to applying to renew their insurance license(s).
3. Complete renewal application and submit fees.

Renew online

• WebCE courses are classified as online self-study courses.
• Students should read through every chapter of the course material for each course before attempting a final exam.
• Self-study exams are open-book and do not require a monitor.
• Final exam passing score: 70%
• If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

12 months from the original date of purchase, unless otherwise posted on the course description page and student dashboard.

Twice every business day to State Based Systems (SBS).

Online PDF certificates of completion are available to print immediately after the course is completed. Licensees must keep the original certificate of completion in his or her files for 5 years.

• Non-resident licensees who meet CE requirements in their home state are not required to meet Illinois CE requirements.
• All life agents who also hold a Viatical Settlement Broker license and sell viatical life settlement policies must complete a one-time 4 hour CE course in viatical settlements. *Non-residents who have completed a course of at least 4 hours in their resident state will be deemed compliant with this requirement.

The following individuals are exempt from CE requirements:

• Those holding a temporary license.
• Those holding any of the following limited licenses: baggage, limited travel health, or trip cancellation sold in connection with transportation by a common carrier; industrial life; industrial health; and insurance issued by a local mutual district, county, or township insurance company.